- Wylie, Texas, 75098
- partner@thearl.us
- customer@thearl.us
- 469 769 6056
Term Life Insurance
At ARL (Asset, Retirement, and Legacy), we understand the importance of protecting your family’s financial future. Our Term Life Insurance offers a simple and cost-effective way to ensure your loved ones are supported, even in unexpected situations. Term Life Insurance covers you for a specific term, typically ranging from 10 to 30 years, with fixed premiums for the entire period. If you pass away during this time, your beneficiaries will receive a tax-free death benefit. This financial support can help manage essential expenses like mortgage payments, education costs, or daily living expenses, giving your family peace of mind.
“Secure your family’s financial future today with ARL’s Term Life Insurance. Regardless of the challenges life may present, you can guarantee their safety for tomorrow.”
With ARL’s Term Life Insurance, you can choose a policy that suits your financial goals and personal situation. Whether you’re a young family wanting to protect your children’s future or nearing retirement, this plan provides dependable coverage at a price that works for you. Our team of experts is ready to guide you through the process, ensuring you find the policy that meets your needs. With ARL, protecting your family’s financial future is straightforward, affordable, and within reach. Reach out to us today to discover your Term Life Insurance options.
What is Term Life Insurance?
Term Life Insurance provides coverage for a specific period (term), guaranteeing that your beneficiaries will receive a death benefit if you pass away during that time.
How long does coverage last?
Coverage terms usually vary from 10 to 30 years. You can select a term that suits your requirements, whether you need short-term protection or are looking for long-term planning.
What happens when the term ends?
When the term ends, the coverage stops. You may have the option to renew it, change it to a permanent policy, or let it lapse without any penalties.
Is the death benefit taxable?
No, the death benefit is usually paid out to beneficiaries without any tax, giving them financial support when they need it the most.
Do I need a medical exam to qualify?
Some Term Life Insurance policies might necessitate a medical exam, whereas others offer simplified underwriting that doesn't require one, based on the coverage amount and your health condition.