- Wylie, Texas, 75098
- partner@thearl.us
- customer@thearl.us
- 469 769 6056
Medicare Insurance
At ARL (Asset, Retirement, and Legacy), we recognize that navigating Medicare can be challenging, but we’re here to make it easier for you. Our Medicare Insurance solutions are designed to ensure you get the healthcare coverage you need as you age. Medicare is a federal health insurance program mainly for individuals aged 65 and older, but it also provides coverage for younger people with disabilities and certain medical conditions. It includes various parts, such as Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage), and Part D (prescription drug coverage). Each part offers distinct benefits, allowing you to customize your coverage to suit your health needs.
“Take charge of your health journey—Medicare Insurance offers the coverage essential for a safe and healthy future.”
Our knowledgeable team will assist you in navigating the different options available under Medicare, clarifying the distinctions between original Medicare and Medicare Advantage plans. We prioritize ensuring you have access to vital services, including hospital care, outpatient care, and preventive services, all while keeping expenses within reach. At ARL, we are dedicated to offering tailored support and education, enabling you to make well-informed choices regarding your Medicare coverage. Reach out to us today to discover your Medicare insurance options and obtain the healthcare you deserve!
What is Medicare?
Medicare is a federal health insurance program designed to offer coverage to individuals who are 65 years old and above, along with some younger individuals who have disabilities or particular medical conditions.
What are the different parts of Medicare?
Medicare is made up of different parts:
- Part A takes care of hospital stays and inpatient services.
- Part B includes outpatient care, doctor appointments, and preventive services.
- Part C (Medicare Advantage) merges Parts A and B and might offer extra benefits.
- Part D offers coverage for prescription medications.
How do I enroll in Medicare?
You can enroll in Medicare during your Initial Enrollment Period, which starts three months before you turn 65 and continues until three months after your birthday month. You have the option to sign up online, by phone, or in person at your local Social Security office.
What does Medicare not cover?
Medicare does not cover specific services, such as long-term care, dental and vision care, hearing aids, and most over-the-counter medications. It's essential to examine your coverage options to fill any gaps.
Can I get additional coverage with Medicare?
You can buy supplemental insurance, called Medigap, to help with out-of-pocket expenses that Original Medicare doesn't cover. Also, Medicare Advantage plans might provide additional benefits that go beyond what Original Medicare offers.